Utility trailers used for non-business purposes are covered by a personal auto policy. A utility trailer used for business purposes requires a commercial auto insurance policy.

This flatbed utility trailer is the generic type commonly found for sale at the local trailer store, hardware store or farm supply store. But with a few modifications, it works very nicely for hauling ...

If you aren’t used to the neighborhood, you might not see it driving at night until it is too late. Small utility trailers like this one (seen in the video) come with brake lights.